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Military Buy Back

Generally, if you are a federal employee with prior military service and are not already receiving a military retirement pension, buying back your military time could be a financially wise decision. 

Here's why you should consider it:

  • Buying back military service increases your Federal Retirement Annuity by adding those years to your civilian retirement.

  • By adding your military service years, you can reach the minimum service requirements for retirement eligibility sooner.

  • The increased annuity offers greater retirement stability. You may make smaller withdrawals from your TSP, helping your funds grow over time.

  • Buying back your military time does not impact your VA benefits, medical benefits, base access, commissary, or VA disability payments.

  • Those who have completed their military buyback are often considered first in civilian promotions.

In summary, buying back your military time can be a significant benefit for your federal retirement, especially if you are not already receiving military retirement pay. It's generally recommended to explore this option and weigh the costs against the potential long-term benefits for your financial future. 

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